Clear Decisions
Straightforward Terms
Capital that Delivers
At Lending Capital, we remove uncertainty from short-term property finance. Our approach is simple: transparent structures, fast credit decisions, and funding you can rely on.
Lending Solutions
Short-term property finance built for execution.
Lending Capital provides flexible short-term funding for UK property investors and developers. Our solutions are designed around real transactions — with clear terms, decisive underwriting, and direct access to the credit team from start to finish.
Loan sizes from £50,000 · Up to 75% LTV · Structural works considered
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Bridging Finance
Fast, flexible funding for acquisitions, refinances, and time-sensitive opportunities.
Short-term finance secured against residential, semi-commercial, and commercial property. Ideal where speed, certainty, and exit clarity matter.
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Refurbishment & Light Development Finance
Funding aligned to works, timelines, and execution.
Structured facilities for properties requiring refurbishment or value enhancement. We take a practical view on scope of works and release structures, focusing on deliverability.
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Auction Finance
Decisive funding for fixed deadlines.
Rapid credit-backed decisions and the ability to complete within auction timescales.
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Bespoke Short-Term Solutions
For deals that don’t fit a standard lender template.
Where a transaction is commercially sound but structurally complex, we work with brokers to design a facility that reflects real-world execution.
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All credit decisions are made by experienced principals, ensuring clarity, speed, and accountability throughout the process.
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Every transaction is assessed through a real-world property lens, with close attention to asset quality, planning risk, build costs, and exit strategy.
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Capital is deployed directly, allowing us to offer certainty of execution without reliance on third-party funding approvals.