Bespoke Short-Term Solutions

Structured funding for complex, commercially sound transactions.

Lending Lending Capital provides bespoke short-term finance for property transactions that fall outside standard lender templates but remain fundamentally strong. Where structure, timing, or complexity requires judgement rather than automation, we work collaboratively with brokers to design a facility that reflects real-world execution.

Loan sizes from £50,000 · Up to 75% LTV · Structural works considered

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PRODUCT GUIDE

  • This route is best suited to transactions where:

    • The structure is non-standard

    • Timing is critical

    • Multiple elements need to be considered together

    • A rigid product-led approach would be restrictive

    We focus on whether the deal works commercially.

  • Bespoke solutions may be suitable for:

    • Complex ownership or title structures

    • Mixed-use or unusual asset profiles

    • Phased or multi-stage transactions

    • Short-term funding ahead of a defined event

    • Transactions requiring judgement-led structuring

    Each case is assessed on its own merits.

    • Credit-led decision making, not product constraints

    • Early engagement with experienced decision-makers

    • Transparent structuring from the outset

    • Pragmatic approach to complexity where fundamentals are sound

    We value clarity and honesty — particularly where a deal requires careful structuring.

  • Our approach remains disciplined, even where structures are tailored. We focus on:

    • Asset quality and marketability

    • Loan-to-value and downside protection

    • Borrower experience and capability

    • Credible and deliverable exit strategy

    • Execution risk and mitigants

    • Loan sizes from £50,000

    • Up to 75% LTV

    • UK-based property security

    • Residential, semi-commercial, and commercial assets

    • Structural works considered where appropriate

    Pricing and structure are determined on a case-by-case basis.

    1. Initial discussion with the credit team

    2. Outline of structure and key considerations

    3. Indicative terms issued where viable

    4. Due diligence, valuation, and legals

    5. Completion and drawdown

    Early dialogue is encouraged to ensure alignment before costs are incurred.

Have a deal to discuss?

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