Bridging Finance

Decisive short-term funding for UK property transactions.

Lending Capital provides fast, commercially structured bridging finance for property investors and developers who value certainty of execution. We take a clear, pragmatic approach to underwriting — focusing on the fundamentals of the deal, not arbitrary lender constraints.

Loan sizes from £50,000 · Up to 75% LTV · Structural works considered

SUBMIT A DEAL
PRODUCT GUIDE

  • This facility is suited to:

    • Experienced property investors and developers

    • Time-sensitive purchases and refinances

    • Deals with a clear and credible exit strategy

    We work collaboratively with brokers to structure funding that aligns with real-world execution and realistic timelines.

    • Clear credit decisions — no moving goalposts

    • Direct access to decision-makers

    • Transparent structuring from day one

    • Pragmatic underwriting focused on delivery

    • Auction purchases

    • Chain breaks

    • Short-notice acquisitions

    • Refinance following refurbishment

    • Opportunistic purchases requiring speed

    • Residential

    • Semi-commercial

    • Commercial

    Security is assessed on a case-by-case basis, taking a commercial view on asset quality and exit viability.

    • Loan sizes from £50,000

    • Up to 75% LTV

    • UK-based security

    • Structural refurbishment considered

    • First charge lending

    Pricing is structured based on risk, complexity, and execution.

    1. Initial discussion or submission

    2. Indicative terms issued

    3. Due diligence and valuation

    4. Legal completion and drawdown

Have a deal to discuss?

SPEAK TO THE CREDIT TEAM